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“Your one stop shop for ALL of your insurance needs.”

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Not all insurance agencies are the same.

Most insurance agencies can only give you a rate from ONE company.

At Otte Family Insurance (OFI), we are NOT your typical Insurance Agency:

- We can shop rates from multiple companies to find you the best rate. -

Serving clients Nationwide as well as local clients in Northern Colorado (Cities of Erie, Broomfield, Thornton, Firestone, Frederick, Boulder, Westminster, Lafayette, Louisville, Superior, Dacono, Longmont and Loveland. Counties of Weld, Broomfield, Jefferson, Adams, Boulder, Larimer and all other Colorado Counties)

Apply Online for a Quote

(Using our secure online application process)

OR Call for a quote:

Apply Online here


Call 970-234-OTTE (6883)

Providing many types of insurance

We specialize in Auto, Home, Umbrella and More…

Auto Insurance Agency in Colorado

Auto & Motorcycle

best homeowners insurance

Home & Renters

Cheap umbrella insurance Colorado

RV, Umbrella & More

We can also help you “Bundle and Save”!!!

You have Choices

We know that you have lots of choices for your insurance needs. With Otte Family Insurance, you get benefits that you don’t get at other agencies:

Choice IconWe can check rates from lots of different companies, so that we get you the best coverage at the best rates.

Choice ArrowWe work with you to provide the coverage you need, so that your “Financial Roots” are fully protected.

Choice ArrowWe always provide excellent customer service. You can always reach us for ANY questions or concerns that you have.

Whether you are needing new insurance, on a new home or car, or you are looking to “Switch and Save”, we will make the process as painless as possible.

What people are saying about Otte Family Insurance:

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Positive: Professionalism, Responsiveness, Value
Tessie at Otte Family Insurance is such a pleasure to work with. She has gone above and beyond every time my insurance rates have increased to see what she can do to lower them. She compares apples to apples and has always found a way to get me a lower price. She is quick to respond to emails and phone messages and super helpful.
Chad & Rachelle Burke2 months ago
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Tessie was so helpful when I needed to change insurance because of rates going up sky high. She was very helpful helping me to do everything on line. She very quick to get back with you when leaving a message. Thank Tessie
Sharon Grosser2 months ago

Positive: Professionalism, Responsiveness
We have our auto and renters insurance through Otte Insurance. They searched rates for us even when we did not request where our policy was do. Saved us about 50$ a month. I can call them with questions or needs and they are "Jonny on the Spot" they get back to me so quick. We are extremely happy with this insurance company and their professionalism is top notch!
Cindalee Hamlin5 months ago